This is the letter you send to the three Credit Bureaus regarding your Identity Theft. You can download the editable Microsoft Word version of both this letter and of the letter for your individual creditors by clicking here.

 

Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
www.equifax.com
1-800-525-6285
Experian
P.O. Box 9532
Allen, TX 75013
www.experian.com
1-888-397-3742
Trans Union
P.O. Box 6790
Fullerton, CA 92834-6790
www.transunion.com
1-800-680-7289

 


Today’s date: ________________

Re: Identity Theft Victim


To Whom It May Concern:

Please be advised that I am a victim of identity theft and that the fraudulent items listed below do not relate to any transaction that I made or authorized and are solely a result of Identity Theft. As required by [15 U.S.C. §1681c-2], I am including the following items:

- A government issued ID with a picture
- Proof of my social security number
- Proof of my address
- Identity Theft Police Report
- Identity Theft Affidavit “notarized”

In addition, I am including a copy of my credit report with the fraud items circled.
According to [15 U.S.C. §1681c-2], when a consumer provides the above listed items the credit reporting agencies have four business days to block the fraudulent information from the time the request is received and also must prevent the fraudulent items from reappearing on the credit report. Please adhere to these mandated guidelines by removing the following fraudulent items that were a result of Identity Theft and send me a corrected copy of my credit report when you are finished doing so.


Sincerely,


Joe Consumer

Fraudulent Creditor Item Account #

1. American Express 371123349983333
2. ABC Collections 87683959603
3. Discover 65412586562554





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