This is the letter you send to the credit grantors of the accounts that have been used with Identity Theft. You can download the editable Microsoft Word version of both this letter and of the letter for the three Credit Bureaus by clicking here.

To: Creditor Name
Creditor address given to you by creditor

Today’s date: ________________

Re: Identity Theft Victim (your name, address, SS# and contact ph #)

To Whom It May Concern:

Please be advised that I am a victim of identity theft and that the fraudulent account listed below does not relate to any transaction that I made or authorized and is solely a result of Identity Theft. As required by [15 U.S.C. §1681c-2], I am including the following items:

- A government issued ID with a picture
- Proof of my social security number
- Proof of my address
- Identity Theft Police Report
- Identity Theft Affidavit “notarized”

Section 615 of the Fair Credit Reporting Act requires furnishers of information to prevent the reporting of information that the furnisher has been notified is a result of Identity Theft. The statute also forbids the information provider from continuing to report such information to the consumer reporting agencies. The information provider also may not hire someone to collect the debt that relates to the fraudulent account, or sell that debt to anyone else who would try to collect it. Please adhere to these mandated guidelines by removing the following fraudulent account that was a result of Identity Theft.

Sincerely,

Joe Consumer

Fraudulent Creditor Item Account #

American Express 371123349983333